On the morning of September 15, 2026, the Ukrainian foreign exchange market shows diverging trajectories for the two main currencies: the US dollar has risen in price at exchange offices, while the euro, conversely, has fallen. According to Minfin data, the average dollar rate at exchange offices is 44.85 UAH for sale and 44.73 UAH for purchase. Compared with the morning rates of September 14, the dollar sale rate increased by 5 kopiykas and the purchase rate by 3 kopiykas. Thus, the dollar continues its movement toward the psychological mark of 45 hryvnias, which had already been discussed in the market at the beginning of September.
Euro dynamics: downward correction
The European currency is behaving in the opposite way. At exchange offices on September 15, the euro is sold at 52.10 UAH and bought at 51.83 UAH. Over the past day, the sale rate fell by 9 kopiykas and the purchase rate by 11 kopiykas. This means that for those holding euros and planning to sell them, the current trend is less favorable than a week ago, while euro buyers gain a small benefit from the decline.
Rates at the major banks
Among bank offers, the spread in rates is noticeable. PrivatBank sells dollars at branches for 44.85 UAH (44.84 UAH for cards), buying them at 44.25 UAH at branches and 44.40 UAH for cards; the euro at branches costs 51.90 UAH for purchase and 50.90 UAH for sale. Oschadbank, via "Mobile Oschad," offers the dollar at 44.85 UAH (44.95 UAH for cards), buying at 44.50 UAH; the euro at 51.99 UAH (52.10 UAH for cards). PUMB sells the dollar at a cash rate of 45.00 UAH and at a commercial rate of 44.80 UAH, buying at 44.40 and 44.50 UAH respectively; the euro at cash desks costs 52.00 UAH for purchase and 51.30 UAH for sale. Monobank offers the dollar at 44.83 UAH (purchase 44.43 UAH) and the euro at 51.99 UAH (purchase 51.30 UAH).
Where it is more advantageous to exchange currency
For selling the dollar, the lowest rate among bank offers is at Monobank (44.83 UAH), and at PUMB's commercial rate (44.80 UAH) the dollar is even cheaper; the US currency is sold at the highest price at PUMB at the cash rate — 45.00 UAH. For buying the dollar, the best rate is at PUMB under the commercial tariff (44.50 UAH), and the worst is at PrivatBank branches (44.25 UAH). For buying the euro, it is most advantageous to go to PrivatBank branches (51.90 UAH), and the euro is most expensive at Oschadbank for cards (52.10 UAH). For selling the euro, the best rate is offered by "Mobile Oschad" (51.35 UAH), and the worst is at PrivatBank branches (50.90 UAH).
Contradictory data
The original RBC-Ukraine material contains an internal inconsistency in the assessment of the "most advantageous" dollar sale rate. On the one hand, the text states that "the most advantageous dollar sale rate among the banks listed today is offered by Monobank — 44.83 UAH." On the other hand, further down the text it is noted that "PUMB sells the dollar at a commercial rate of 44.80 UAH, which is the lowest price among all the bank offers listed." Arithmetically, 44.80 UAH is lower than 44.83 UAH, meaning that formally the lowest dollar sale rate is PUMB's commercial tariff, not Monobank's. The difference is 3 kopiykas and may depend on the conditions for applying the commercial rate (for example, the exchange amount or the client's status). Readers are advised to clarify the conditions for applying the commercial rate directly with the bank before exchanging.
We remind you that this material is for informational purposes only and does not constitute financial or investment advice. Exchange rates may change during the day, so it is recommended to update the data in the app or on the website of the chosen bank before exchanging. Investments involve risk, including the possible loss of capital.
