Exchange Rates on August 28, 2026: The Dollar Rises at Exchange Offices, the Euro Falls — A Full Breakdown of Bank Quotations

In the morning of August 28, 2026, Ukrainian banks and exchange offices updated the rates of the major currencies. According to data from the Minfin portal, the average dollar rate at exchange offices stood at 44.80 UAH for sale (+3 kop. compared to the previous day) and 44.70 UAH for purchase (+2 kop.). The European currency, by contrast, showed a slight decline: the euro is sold at 52.14 UAH (−1 kop.) and bought at 51.94 UAH (−1 kop.). Thus, the dollar remains below the psychological threshold of 45 hryvnias, while the euro stays above 51 hryvnias, confirming a stable gap between the two major currencies in the domestic market.

Quotations at the Major Banks: Who Offers the Best Rate

Among the bank offers, the most attractive dollar sale rate under the commercial tariff is offered by PUMB — 44.70 UAH (a 10-kop. drop over the day). It is followed by PrivatBank in branches and Oschadbank via the "Mobile Oschad" mobile app — both at 44.75 UAH with no change. Monobank offers 44.83 UAH, while PrivatBank for card operations offers 44.84 UAH. The most expensive options: Oschadbank for cards (44.85 UAH, a 5-kop. drop) and PUMB in branches (44.90 UAH, a 10-kop. drop). For the euro, the best sale price is recorded at Oschadbank via the mobile app and at PUMB — at 52.30 UAH (a 5–10 kop. drop). Monobank offers 52.33 UAH, PrivatBank — 52.35 UAH, and the most expensive rate is at Oschadbank for cards: 52.50 UAH (a 5-kop. drop).

Favorable Conditions for Buying and Selling Currency

For those planning to sell dollars to a bank, the most favorable rate is offered by PUMB under the commercial tariff — 44.40 UAH. Next come Oschadbank via "Mobile Oschad" (44.45 UAH), Monobank (44.43 UAH), Sberbank for cards (44.35 UAH), as well as PUMB in branches and PrivatBank for cards — at 44.30 UAH each. When selling euros, the maximum rate is recorded by Oschadbank via the mobile app — 51.70 UAH. Monobank offers 51.67 UAH, Oschadbank for cards, PrivatBank for cards and PUMB — at 51.60 UAH each, while at PrivatBank branches the purchase rate is 51.35 UAH. The difference between the best and worst offers within a single bank can reach 20 kop. for the dollar and 20 kop. for the euro, which makes the choice of exchange channel significant for large amounts.

Contradictory Data

The headline of the RBC-Ukraine publication dated August 28 contains the wording "The dollar and the euro are heading down," however the exchange-office data cited in the same material show a 3-kop. rise in the dollar sale rate. A decline is indeed recorded in the bank quotations (PUMB, Oschadbank), but at exchange offices the dollar has slightly risen in price. Thus, the thesis of a general "heading down" is valid only for the bank segment and for the euro as a whole. Moreover, the additional sources used for fact-checking refer to an earlier date — August 21, 2026. In particular, the 24tv.ua article is titled "The Euro Shows Growth," which contradicts the downward trend recorded on August 28. Similarly, the UNIAN publication of August 21 reports a dollar price drop "at the end of the week," which does not allow these data to be directly extrapolated to the current Friday session. Differences in dates and market segments (banks vs. exchange offices) create a picture in which the overall trend depends on the chosen environment and exchange channel.

Context and Risks for the National Currency

Keeping the dollar below 45 hryvnias and the euro in the 52–52.5 UAH range indicates relative stability of the hryvnia ahead of the end of the quarter. However, slight fluctuations within 1–10 kop. between days and between channels (branch, mobile app, card operation) point to the market's high sensitivity to supply and demand at a given moment. For individuals planning large exchange operations, it is recommended to compare at least three bank channels and to take into account that the spread between purchase and sale within a single institution can range from 10 to 20 kop. This material is for informational purposes only and does not constitute financial or investment advice; before making decisions on managing currency assets, it is recommended to consult a licensed financial specialist.