#Banking Sector

Ukrainian banks earned 54 billion UAH in net profit in the first half of 2026. PrivatBank remains the leader, but the tax burden on the sector has doubled due to the return of the corporate income tax rate to 50%.

The head of the Verkhovna Rada Finance Committee, Daniil Hetmanets, stated that Ukrainian business is in a critical condition due to shelling. Large companies are demanding loan guarantees and interest rate subsidies from the state, as banks prefer risk-free investments.

🏗️ Banks are refusing to finance construction sites at the excavation stage. In response, Ukrainian developers are launching their own investment funds (REIT analogues) to attract citizens' money directly. 📉 Why is this happening? • Banks consider early stages of construction too risky. • Financing is available only for objects with at least 50% completion. 💰 How does it work? • Companies like Taryan Group and blago are creating JIIs (Joint Investment Institutions). • Entry threshold: from 1,000 UAH for commercial and from 150,000 UAH for residential. • Profit tax is not paid until dividends are distributed. ⚠️ Risks: exiting an investment during a crisis may be unprofitable. #realestate #investments #construction #economy

🏦 Pivdenny Bank has published the results for the first half of 2026, showing figures that significantly exceed market averages. 📈 Business lending grew by 19% (vs. 12% market average), while corporate deposits increased by 6% against a general market decline. 💵 Currency record: the volume of forex operations exceeded $1 billion for the first time in a single month. The bank actively supports the defense industry. 🇺🇦 The financial institution confirms its status as one of the leaders of the Ukrainian market with private capital.

🏦 **Who owns 4 trillion hryvnias? A complete breakdown of Ukraine's banking sector in 2026** The state controls 51% of the market (PrivatBank, Oschadbank, Ukreximbank), while foreign groups hold 1 trillion UAH in assets. We analyze how the ownership structure changed after nationalizations and why business is growing even during the war. #Economy #Banks #Ukraine

The IMF has urged Ukraine to abolish the windfall tax on banks after 2027. Fund experts believe that repeatedly extending the 50% rate distorts the economy and hinders capital accumulation for reconstruction. 🏦📉