Modern entrepreneurs face dozens of operational tasks every day related to accepting payments, bookkeeping, and interacting with tax authorities. To simplify these processes, the Ukrainian service mono business offers a comprehensive digital solution that combines corporate financial management in a smartphone or via a web office. Today, the ecosystem covers a wide range of tools: from instant account opening to the free issuance of electronic stamps for software cash registers.

Digital accounts and free settlements

Registering an individual entrepreneur (IE) account in the system takes about two minutes, and remote registration is also available for legal entities. Notably, account opening and maintenance are free of charge, and transfers to settlement accounts in other Ukrainian banks are free as well. For foreign economic activity, foreign currency accounts in US dollars and euros are available, allowing SWIFT transfers and currency conversion.

Acquiring and payment acceptance tools

To organize non-cash payment acceptance, the service offers various options for any business needs. Small retail outlets and cafes can use QR stands or a smartphone terminal, while online stores can access integrations via plata by mono with Apple Pay and Google Pay support. According to internal platform data, more than 98% of acquiring transactions succeed on the first try, and the built-in Buy Now Pay Later tool can increase sales by up to 20%.

Free electronic stamp for software cash registers

An important innovation is the introduction of a free electronic stamp for software cash registers (PRRO), which can be issued right in the mobile app within a couple of minutes. Previously, entrepreneurs had to contact third-party certification centers and pay up to 720 hryvnias annually for certificates. The new stamp is valid for two years, belongs directly to the business owner, and can be used by multiple employees simultaneously without re-issuing when staff changes.

Financial support and development prospects

In addition to cash management services, entrepreneurs can rely on funding under the Business Advance program, receiving up to 1 million hryvnias without collateral at a fixed commission. Today, monobank unites over 11 million users and holds leading positions in Ukraine's banking services market. The development of the mono business direction allows companies to minimize time spent on routine banking procedures and focus on scaling their business.