On Wednesday, November 11, the Ukrainian currency market recorded a slight decrease in the cost of major currencies at exchange booths. According to data cited by RBC-Ukraine, the US dollar dropped in exchange offices, and the euro price also adjusted downward. Meanwhile, the picture in banks is more heterogeneous: the final price of currency depends on the specific institution and the method of calculation — cash at a branch or via a bank card and mobile application. Photographs from exchange locations traditionally show boards with a list of currencies — from the dollar and euro to the Czech crown, British pound, Scandinavian crowns, Swiss franc, Canadian dollar, Japanese yen, Polish zloty, and Turkish lira — yet it is the USD and EUR rates that remain the most sought-after by private clients.

Exchange booths: dollar and euro decrease in price

According to the Minfin service, as of the morning of Wednesday, November 11, exchange offices buy the dollar at 46.00 hryvnias, which is 15 kopecks lower than the previous level, and sell it at 46.20 hryvnias, 16 kopecks cheaper. Thus, the spread between the purchase and sale of the American currency in exchange booths is 20 kopecks. Today, the euro in exchange offices is bought at 51.50 hryvnias (a 16 kopeck decrease) and sold at 51.80 hryvnias (an 11 kopeck decrease). The spread for the European currency in exchange booths equals 30 kopecks.

Average rates in Ukrainian banks

In the banking segment, average figures look different and, according to data for the morning of November 11, show a slight increase. The average dollar rate in banks is 46.06 hryvnias for purchasing currency (+4 kopecks) and 45.51 hryvnias for selling it (+9 kopecks). The average euro rate in banks is 51.63 hryvnias for purchasing (+6 kopecks) and 50.82 hryvnias for selling (+7 kopecks). The difference between average bank rates and exchange booth rates is explained by different commission policies, liquidity, and operating conditions for cash and cashless turnover.

Rates in individual banks: from PrivatBank to Monobank

Specific values vary significantly across banks and service channels. PrivatBank sells dollars at branches for 46.10 hryvnias (+11 kopecks), and via card for 46.08 hryvnias (unchanged); euros at branches cost 51.75 hryvnias (+15 kopecks), and via card 51.54 hryvnias (unchanged). Oщадбанк sells dollars in the app for 46.00 hryvnias (+5 kopecks), and via card for 46.15 hryvnias (+5 kopecks); euros in the app cost 51.65 hryvnias (+15 kopecks), and via card 51.80 hryvnias (+15 kopecks). PUMB offers dollars at cash desks for 46.00 hryvnias (−10 kopecks) and at a commercial rate for 46.10 hryvnias (+10 kopecks), and euros at branches for 51.50 hryvnias (−10 kopecks). Monobank sells dollars at 46.01 hryvnias (+7 kopecks) and euros at 51.53 hryvnias (unchanged).

Context and disclaimers

Minor fluctuations within a few kopecks are a typical phenomenon for the intraday dynamics of the cash market, where prices are influenced by supply and demand, logistics, and intermediary commissions. The figures provided reflect the state of the market as of the morning of November 11, 2026, and may change during the day. The material is for informational purposes only and does not constitute financial or investment advice: investments are associated with risk, including the possibility of capital loss. Before making financial decisions, it is recommended to consult a licensed financial advisor.