Joint-Stock Company Oschadbank is terminating the operation of its stationary branch in the village of Hrushivka, Kryvyi Rih district, Dnipropetrovsk region. According to RBC-Ukraine, citing a publication in the Facebook group "Hrushivska TG Yednist i Syla. Hrushivska silska rada," the closing branch was not exclusive to Hrushivka residents: people from seven neighboring settlements—villages and towns—relied on it. The bank explains that under current conditions, operating the branch in its usual format is "currently impossible."
Bank's position: stationary format is impossible
In Oschadbank's response to the village council's appeal, dated October 13, 2026, the bank's Dnipropetrovsk regional administration states that it recognizes the importance of uninterrupted access to banking services for the population in frontline areas. At the same time, the bank's representatives note that providing service in the usual stationary mode in Hrushivka cannot be achieved. As an alternative, they propose introducing regular mobile outreach services using a mobile banking unit, which the company claims is equipped with all necessary technical means to provide a full range of services in a "secure format."
Village council's appeal: preserve access to services
The executive committee of the Hrushivka village council, in turn, continues to work on preserving the community residents' access to banking services. In a prepared appeal to responsible persons, the village council asks to "take all possible measures to preserve and continue the operation of the Oschadbank branch or provide an alternative service format for the population." The document emphasizes that the village is located near the combat zone and belongs to territories where, under martial law, the population faces significant difficulties in obtaining necessary services, making the "stable operation of the banking branch of special social importance."
Mobile unit — starting November 1, 2026
In the bank's response dated October 13, 2026, a specific organizational measure is proposed: "to consider the possibility of organizing a visit by an Oschadbank mobile unit to serve the residents of Hrushivka village starting November 1, 2026." However, the village council's publication explicitly states that this is currently just a bank proposal, and the final conditions and organizational details "require further elaboration." The executive committee is reportedly reviewing the proposed option.
What the village council will insist on
The Hrushivka village council emphasizes that it is fundamentally important for them that community residents—"especially elderly people and those receiving pensions and social assistance"—have the opportunity to receive necessary banking services on time. They promised to inform local residents additionally about the further progress of the issue and agreed service conditions. Thus, at the time of publication, the issue regarding the service format for the seven settlements remains open and is at the stage of coordination between the village council and the bank's regional administration.
Context: vulnerability of frontline banking infrastructure
The situation in Hrushivka is not isolated: it was previously reported that the Russian armed forces destroyed the building of an Oschadbank branch in Kherson, where employees continue to provide services at another location. Simultaneously, the city of Kryvyi Rih shifted to a "survival mode" due to the suspension of industry. Against this background, access for frontline residents to basic financial services—pensions, social benefits, payments—becomes a key social issue, and the transition from stationary branches to mobile units is turning into a systemic rather than isolated process.
