Darya Fomina

Economy and Finance Columnist

2629 articles

Economics and FinanceExchange Rates and PricesConsumer MarketSociety and Fashion

Covers economic topics at XAB.info. She received her higher education at a polytechnic university with a degree related to accounting, so she treats numbers without enthusiasm or panic: first the report and methodology, then the conclusions.

She writes about exchange rates, prices, taxes, banks, and how government and corporate decisions affect the average person's wallet. She is also interested in society, fashion, and consumer habits — how economics looks in everyday life.

Contact: [email protected]

Articles

The Price of Isolation: How China Turned Russia into a Junior Partner

Economy 07/14/2026, 17:10

Russia has become a junior partner to China, losing influence in Central Asia and selling resources at a discount. Experts note a rise in espionage and economic dependence, which led to a decline in trade volumes in 2025. 📉🇨🇳🇷🇺

Sanctions against Raiffeisenbank: Why the EU Cannot Agree with Austria

Economy 07/14/2026, 17:07

The European Union is discussing sanctions against the Austrian Raiffeisenbank, but member states cannot agree due to the complex situation with Strabag assets. The bank's attempts to exit Russia have been unsuccessful, and the Russian subsidiary's losses in 2025 amounted to €86 million. 🏦📉

Morning or Evening: How Shower Timing Affects Sleep, Skin, and Energy According to Experts

Health 07/14/2026, 16:40

When is it better to shower — morning or evening? Experts explain how timing affects sleep, skin, and energy. Find out which option suits you best! 🚿💤✨

Deposit Law: Ukraine proposes returning money for recycling plastic bottles

Economy 07/14/2026, 16:37

Ukraine has proposed introducing a deposit system for plastic packaging based on the European model. Money can be refunded for every bottle or can returned. This should help clean up nature and save the budget 🇺🇦♻️💰

Dollar hits record highs, NBU prepares new banknote: what awaits the hryvnia in July

Economy 07/14/2026, 15:54

The dollar is rising again and has almost reached 45 hryvnias, while the euro is also gaining in price. 📈 The National Bank has also announced the release of a new 2000 hryvnia banknote featuring the portrait of Vasyl Stus, which will enter circulation in September. 💵🇺🇦

Luxury Tax in Ukraine in 2026: New Rates, Exemptions, and Penalty Payments

Economy 07/14/2026, 13:13

New rules for the "luxury tax" are in effect in Ukraine in 2026. Find out how rates are calculated, who loses exemptions, and why an additional payment of 25,000 hryvnias is required for apartments over 300 sq. m. 🏠💸 #Taxes #RealEstate #Ukraine

Dollar in Ukraine rises again: bank rate crosses 45 hryvnias mark

Economy 07/14/2026, 09:15

The dollar in Ukrainian banks is rising again: the average selling rate has crossed the 45 hryvnias mark. 📉💵 The euro has also become more expensive. We analyze the current rates in PrivatBank, Oschadbank, and Monobank on July 14. 🏦📱

A 7 UAH Difference: Where to Refuel Cheapest in Ukraine on July 14

Economy 07/14/2026, 08:47

As of July 14, the price difference for fuel between gas station networks in Ukraine reaches 7 UAH per liter! 🛢️ We analyzed where to refuel most profitably: from diesel to autogas. Savings on a full tank can amount to hundreds of UAH. 🚗💸

Automatic recalculation of housing subsidies in Ukraine: how the payment amount will change in 2026

Economy 07/14/2026, 07:17

The Pension Fund of Ukraine automatically recalculates housing subsidies twice a year. The payment amount will change if the family's income has increased or decreased by more than 50%. No applications are needed — the system works automatically. 🏠💰📉

The Paradox of the Ukrainian Market: Where a Second Room Costs Pennies, and Where It Costs a Fortune

Economy 07/14/2026, 06:53

A study by OLX Real Estate showed that in Poltava and Chernihiv, renting a two-room apartment costs the same as a one-room apartment. At the same time, in Kyiv and Uzhhorod, the price difference reaches 14,000 UAH. 🏠📉

Pensioners with children under 18 will receive a monthly allowance: conditions and application procedure

Economy 07/14/2026, 06:41

📢 Non-working pensioners with children under 18 can now receive +150 UAH for each child! Only one parent can apply — you need to submit an application to the PFU. 🇺🇦💰 #pension #socialsupport #Ukraine

Fuel Collapse in Russia: State Institutions Unable to Buy Gasoline Due to Rising Costs and Ukrainian Attacks

Economy 07/14/2026, 05:35

A fuel collapse has begun in Russia: hospitals and fire departments cannot buy gasoline as suppliers refuse state contracts due to price differences. AFU strikes on refineries have exacerbated the situation, a fact even Putin has admitted. 🚨🛢️🚑

Olya Polyakova testified at the VSK: why she was barred from Eurovision and who else faced discrimination

Culture 07/13/2026, 20:17

Olya Polyakova testified at the VSK and accused Eurovision organizers of discrimination due to rules introduced retroactively. The singer cited examples of a selective approach towards Jamala and Meladze, as well as her own contract termination with Russia in 2015. The artist is ready to take the case to court to regain her right to participate. 🎤⚖️🇺🇦

Booking in 'Diia': What will change for businesses and employees from September 1

Economy 07/13/2026, 20:09

Ukraine may suspend mobilization booking via 'Diia' until September 1. The reason is the update of criticality criteria for businesses. Companies that fail to confirm their status under the new rules risk losing protection for their employees. 📉🇺🇦

New consumption map: why Western Ukraine is booming while Kharkiv and Kyiv are losing customers

Economy 07/13/2026, 17:41

The map of Ukrainian consumption has flipped: Western Ukraine is showing explosive growth in retail trade, while Kyiv and Kharkiv remain in deep decline. Experts explain this by the inflow of capital and rising wages in the rear regions. 📉📈 #economy #retail #Ukraine

Dollar and Euro Rise Again: NBU Raises Official Exchange Rates for July 14

Economy 07/13/2026, 17:00

The NBU raised official exchange rates on July 14: the dollar rose by 18 kopecks, and the euro exceeded the 51 hryvnia mark again. 📉📈 The regulator links price growth to increased business expenses for energy and wages. 💸

PrivatBank launches a 'digital office' for business: taxes and reporting now on your smartphone

Economy 07/13/2026, 15:25

PrivatBank has turned the 'Privat24' app into a full-fledged digital office for entrepreneurs 📱. Now you can file and pay taxes from your smartphone, and the declaration will be generated automatically 📉. Bureaucracy is a thing of the past!

Fajno Market vs. the Crisis: Who Will Survive the Battle for Ukrainian Retail

Economy 07/13/2026, 14:45

Against the backdrop of the bankruptcy of the major player ARG, Ukrainian retail is entering a phase of tough consolidation. The "Fajno Market" chain was the first to confirm expansion plans, relying on high profitability and a 30% revenue growth. Experts predict that in the coming years, the market will consolidate around several efficient operators who will buy up the assets of insolvent competitors. 🛒📉🏢

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