Darya Fomina

Darya Fomina

Economy and Finance Columnist
2659 articles
Economics and FinanceExchange Rates and PricesConsumer MarketSociety and Fashion

Covers economic topics at XAB.info. She received her higher education at a polytechnic university with a degree related to accounting, so she treats numbers without enthusiasm or panic: first the report and methodology, then the conclusions.

She writes about exchange rates, prices, taxes, banks, and how government and corporate decisions affect the average person's wallet. She is also interested in society, fashion, and consumer habits — how economics looks in everyday life.

Articles

Groceries in cart and Ukrainian flag background: vegetables, meat, receipt — illustration for supermarket price review in Ukraine on August 12, 2026

Prices in Ukrainian Supermarkets on August 12, 2026: Buckwheat Gets Cheaper, Bread Prices Hold Steady — Price Review in Silpo, ATB, Novus, and Auchan

Economy 08/12/2026, 20:17
🛒 Prices in Ukrainian supermarkets on August 12, 2026: buckwheat got cheaper, bread is stable! 📉 Silpo and Auchan offer the best prices, Novus — gluten-free segment. Eggs and milk — at promotion levels. Read the full price review in Silpo, ATB, Novus, and Auchan on XAB.info! #prices #ukraine #supermarkets #buckwheat #bread
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Worker in protective gear welding steel, illustrating the impact of EU quotas on metallurgy and security

The Steel Paradox: Why New EU Quotas Hit the Security of Europe and Ukraine

Economy 08/12/2026, 20:06
⚠️ The EU has introduced strict steel quotas that hit both Ukraine and Europe. As of July 1, 2026, limits have been cut by 47%, and tariffs have risen to 50%. The Brussels Times notes that this undermines Ukraine's defense and disrupts European supply chains, while the import of Russian steel is still permitted until 2028. European steel security and Ukraine's survival should not be competing goals.
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Broken red neon wallet symbol on a dark background, symbolizing the rise of poverty in Ukraine according to the World Bank 2025 report

Poverty in Ukraine Reaches 41.6%: Shocking World Bank Report for 2025

Economy 08/12/2026, 19:33
📉 **Critical Poverty Level in Ukraine** The World Bank has recorded an increase in poverty to 41.6% by the end of 2025. 🔹 **Dynamics:** From 22% in 2021 to 41.6% now. 🔹 **Causes:** Food prices rose by 70–90% and utilities by 50–70%. 🔹 **Inequality:** The Gini coefficient rose to 0.50. 🔹 **Families:** 30% of households with children under 6 are in poverty. The "Listening to Ukraine" report shows the real picture of life, distinct from official statistics.
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Military personnel in camouflage stands at a Ukrposhta counter, with the logo «УКРПОШТА — ГОЛОВНА ПОШТА КРАЇНИ» visible on the wall; illustration for news about cancellation of RNUPKN requirement for payments up to 5000 UAH

Ukrposhta cancels RNUKPN requirement for payments up to 5000 UAH: how rules changed after the scandal

Economy 08/12/2026, 18:11
📢 «Ukrposhta» has cancelled the RNUKPN requirement for payments up to 5000 UAH. Following a scandal and refutation by the NBU, the post office has simplified the rules: the code is no longer needed for paying utilities and mobile services. 👉 This applies to payments up to 5,000 hryvnias. Verification has also been simplified for multiple transactions. #Ukrposhta #NBU #Ukraine #Finance #News
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Freight train at a railway station in the morning fog, symbolizing export and transit between Ukraine and Moldova

50% Discount on Transit: Ukraine and Moldova Sign Historic Agreement to Save Exports

Economy 08/12/2026, 17:38
🚆 **Historic Deal: Moldova Gives Ukraine a 50% Discount on Rail Transit!** Prime Minister Serhiy Korytskyi confirmed the agreement with Chisinau. The new tariff is in effect from August 10 until the end of 2026. 🔹 This is a response to the blockade of sea routes by Russia. 🔹 Part of the "Corridors of Solidarity" plan. 🔹 Grain and fertilizer exports will receive a powerful boost. #Ukraine #Economy #Logistics #Moldova #Export
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House model and keys in hands: rent vs buy housing in 2026 according to Taras Kozak

Rent vs. Buy: Taras Kozak Outlines Conditions When Renting Is More Profitable Than a Mortgage in 2026

Economy 08/12/2026, 16:49
🏠 Rent or Buy: What is more profitable in 2026? Expert Taras Kozak revealed the conditions under which renting housing is economically justified: ✅ Mobility: Frequent moves make buying unprofitable due to transaction and renovation costs. ✅ Investments: If the return on capital is higher than the cost of rent, it is better to invest than to buy. ✅ Hidden costs: The owner pays taxes and spends on repairs, which is not the case with renting. 💰 A mortgage is profitable if the payment is lower than rent, but it is safer to spend no more than 30% of income on housing. #realestate #mortgage #rent #finance #XAB
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Portrait of a man with a mustache and glasses in a home kitchen

Culture 08/12/2026, 14:37
🎬 Nazar Zadneпровsky on filming "Mad Christmas," the acting dynasty, and his mother's illness. The actor admitted that the "Mad Wedding" franchise is his calling card, while his relationship with Horbunov is complicated financially. 👨‍👦 Nazar's son, Misha, may continue the family dynasty, becoming the fifth generation of artists. 🏥 The actor's mother is seriously ill, and Nazar is forced to combine work with caring for her. 🚫 Zadneпровsky refused to comment on the situation with actress Elena Velikanova, citing a lack of knowledge of the details.
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Jars of tomatoes in their own juice, prepared without vinegar for winter meals

Tomatoes in their own juice: the perfect recipe for the winter table without vinegar

Culture 08/12/2026, 13:00
🍅 How to make tomatoes in their own juice without vinegar? 🍅 As autumn approaches and the fresh vegetable season draws to a close, every housewife thinks about how to preserve the taste of summer for many months. One of the best solutions for this is tomatoes in their own juice. This type of preservation is valued for its naturalness and the absence of artificial preservatives such as vinegar. 📝 Recipe from the culinary blog @mama_moze_tato_dopomoze: 1️⃣ Choose two types of tomatoes: small and firm for packing whole, and juicy for making the marinade. 2️⃣ Prepare whole tomatoes: wash thoroughly, make a cross-shaped cut, pour boiling water for 10 minutes and peel. 3️⃣ Prepare tomato juice: grind juicy tomatoes, boil with salt and sugar for 10 minutes. 4️⃣ Pour peeled tomatoes in jars with hot juice and sterilize for 15 minutes. 5️⃣ Seal jars hermetically, turn upside down and wrap until completely cooled. 🍽️ Enjoy your meal! #tomatoes #preserves #recipe #winter #cooking
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Woman packing tomatoes into jars: canning example where incorrect proportions can lead to botulism

Fatal kitchen mistake: why you can't change proportions in canning and how to avoid botulism

Health 08/12/2026, 12:26
⚠️ Fatal kitchen mistake: why you can't change proportions in canning and how to avoid botulism. Many housewives save on vinegar or salt, considering it "healthy." Styler experts warn: this is a direct path to botulism. The toxin does not change the taste or smell of the food. 🔹 3 safety rules: 1. Use scales, not spoons. 2. Do not reduce the acid. 3. Recalculate vinegar concentration when substituting. Take care of yourself and your loved ones! 🍅🥒 #canning #safety #botulism #recipes #Styler #XABinfo
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Silhouette of an oil rig against a sunset, symbolizing rising oil prices due to the conflict in the Persian Gulf

Oil Shock: Prices Surge Amid Closure of the Strait of Hormuz and Escalation of Conflict in the Persian Gulf

Economy 08/12/2026, 12:11
🛢️ Oil prices are rising again: Brent exceeded $89, and WTI — $83. The cause is Iran's closure of the Strait of Hormuz and attacks on ships in the Persian Gulf. Traffic dropped from 140 to 6 ships per day. 📉 US reserves increased, but this is not curbing the rise due to fear of war. ⚠️ Experts are debating: will oil cost $100 or is this temporary panic?
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Male hands holding an open leather wallet containing only sunglasses — a visual metaphor for an empty wallet without money or unnecessary items

Empty wallet and old receipts: what you shouldn't keep in your wallet according to superstitions and security rules

Economy 08/12/2026, 12:01
👛 Empty wallet and old receipts: what you shouldn't keep in your wallet according to superstitions and security rules. In 2026, when cashless payment technologies reached their peak, the habit of carrying a physical wallet remains relevant. Experts and folk traditions agree on one thing: order in the wallet is not just about aesthetics, but a matter of financial health and data protection. 🚫 Old receipts, crumpled bills, PIN codes, and extra documents — all this is better removed from the wallet. #finance #security #superstitions
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