#Globus Bank

News tagged with #Globus Bank

Young couple discussing cashback on a smartphone, illustrating the topic of choosing beneficial offers and avoiding financial mistakes

The Myth of the Maximum Percentage: Why Ukrainians Lose Money by Choosing Cashback Incorrectly

Economy 08/18/2026, 10:24
💸 How not to lose money on cashback: an expert from Globus Bank explains why a high percentage is a trap. 🔍 The main mistake of Ukrainians is choosing cashback categories based on ads rather than real spending. ✅ Advice: analyze your budget for 3 months. Better 3% on groceries than 20% on rare purchases. 🚫 Don't spend more for bonuses! Cashback is an optimization tool, not a stimulus for shopping. #finance #cashback #banks #savings #GlobusBank
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Woman driving a car adjusting the radio, illustrating hidden costs in auto lending in 2026

Car Loan Traps in 2026: Why a Low Rate Doesn't Guarantee Savings and How to Avoid Running Out of Money

Economy 08/11/2026, 10:06
🚗💸 **Car Loan in 2026: Traps Dealers Don't Talk About** Experts from 'Globus Bank' warn: a low rate in advertising is not a guarantee of savings. Before buying a car on credit, it is important to consider: 🔹 **Down Payment**: do not invest all savings, leave a reserve for maintenance and insurance. 🔹 **Total Cost**: compare the real rate, not the advertised one. Take into account fees and hidden payments. 🔹 **Operation**: fuel, tires, and repairs can 'eat' the budget more than the loan itself. 🔹 **Early Repayment**: check the conditions for returning the debt ahead of schedule. A comfortable loan is when you control expenses, not they control you. 🛡️ #carloan #finance #car2026 #savings #GlobusBank
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