🏠 Mortgage or Rent: What is more profitable in 2026? Expert Taras Kozak warns: equality of mortgage and rent payments does not guarantee the profitability of buying. 🔹 Main mistake: lack of money for repairs and furniture. 🔹 30% Rule: do not spend more than a third of your income on housing. 🔹 Financial cushion: critically important for stability. Preferential mortgage is an exception, but commercial rates can lead to overpayment several times over. Before buying, answer 3 questions from the expert. #realestate #mortgage #finance #ukraine2026

🇺🇦 In Ukraine, mothers of many children can receive a pension increase of up to 40%! In 2026, the subsistence minimum for non-working persons is 2595 UAH. The supplement for moms with 5+ children is from 908 UAH (35%). 📌 Important: the payment is independent of indexation and is recalculated automatically. 👇 Read details about the new rules in our article.

🔥 In 2026, recipients of subsidies and benefits for solid fuel in Ukraine will receive additional support — automatically! 💰 The payment amount depends on the size of the benefit. For new applicants — online application in 30 minutes. ⚠️ Families of deceased defenders — subsidy alternative. #Ukraine #Subsidy #PFU #Heating2026

🔥 Wildberries lost $6 billion and a third of its warehouses due to Ukrainian attacks. The damage is comparable to the budgets of entire Russian regions. Sellers are left without goods, and the state cannot help due to a budget deficit. #Wildberries #War #Economy

🇺🇦 **White Business Club: new rules of the game in 2026** The Ukrainian Tax Service has moved to a new control model: now not only the absence of violations is assessed, but also the behavior of the business as a whole. You can get on the list of conscientious taxpayers (LCT) automatically if the company's indicators are higher than the industry average. 📉 **What does the status give?** ✅ Fewer tax inspections. ✅ Fast VAT refund (critical for exporters). ✅ Personal compliance manager from the STS. ✅ Early warning about risks. ⚠️ **Important:** The status does not provide tax holidays and does not automatically write off debts. The presence of arrears, as a rule, blocks entry to the list. #Taxes #BusinessUkraine #VAT #STS

⚡️ Ukrainians with electric heating can save up to 10,000 UAH per season! ⚠️ But the preferential tariff must be applied for IN ADVANCE — otherwise, the money will not be refunded. Details in the longread 📌 #electricheating #utilities #savings #DTEK #Ukraine2026

🏠 Rent or Buy: What Is More Profitable in 2026? Real estate experts note that under current conditions, renting may be financially more rational than a mortgage. Taras Kozak, founder of the "UNIVER" group, identified three key factors: 🔹 Mobility: Frequent moves or changes in family composition make buying risky. 🔹 Investments: If the return on capital is higher than the cost of rent, it is more profitable to rent. 🔹 Hidden Costs: Repairs and furniture can make buying more expensive than renting. However, buying remains relevant for those who plan to live in one place for many years, or in the event of a sharp drop in market prices. #realestate #rent #mortgage #finance2026

🔋 Ukrainian business is changing strategy: Energy Storage systems now make up 65% of orders, overtaking solar panels. 📉 D.Solutions experts note a 20% annual growth in demand for energy equipment. 🚀 Key trend of 2026: Transition from "winter survival" to long-term planning for 3–5 years. 💰 Accumulators allow not only surviving outages but also earning on electricity arbitrage. 🛠 YASNO recommends: SPP + Accumulators + Generators = the ideal formula for energy security. 📊 An energy audit is mandatory before purchase for accurate power calculation. #YASNO #EnergyStorage #Ukraine #Business #Energy #D_Solutions

🔥 Logistical Collapse in Ukraine: Strikes on Fozzy Group and Novus warehouses led to product shortages. After August 5, 2026, milk and cigarettes disappeared from "Silpo" and "Fozzy" stores. 100,000 sq. m of warehouses were destroyed in the Kyiv region. Manufacturers (Danone, JTI) are struggling to restructure logistics. #Ukraine #Logistics #Shortage #FozzyGroup #Novus

📢 <strong>Important changes for pensioners!</strong> Starting October 1, 2026, Ukreksimbank will stop paying pensions and social benefits. All funds will be automatically transferred to <strong>Ukrposhta</strong>. 🏠 Now, money can be received in cash directly at home without cards or ATMs. This is especially important for residents of frontline zones and villages. ⚠️ Check your data in the register before October to avoid losing payments!

🇨🇴 **Colombia Halts Coffee Exports Due to Earthquake** A powerful 7.4 magnitude quake destroyed roads leading to the main port of Buenaventura. Exports are paralyzed during the peak harvest season. 📉 📉 **Consequences:** • 254 fatalities, schools and hospitals destroyed. • Logistics in coffee regions (Cauca, Nariño) cut off. • Alternative Caribbean ports are overloaded and inaccessible due to lack of transport. Colombia is the world's 3rd largest coffee producer. Supply delays will inevitably impact global prices. ☕🚫

📉 The dollar and euro have become cheaper according to the NBU rate on August 13. The hryvnia has strengthened, but analysts warn: due to the lifting of limits on currency purchases, a surge in demand is possible. What will happen next? #economy #hryvnia #NBU #dollar #euro

🛒 Prices in Ukrainian supermarkets on August 12, 2026: buckwheat got cheaper, bread is stable! 📉 Silpo and Auchan offer the best prices, Novus — gluten-free segment. Eggs and milk — at promotion levels. Read the full price review in Silpo, ATB, Novus, and Auchan on XAB.info! #prices #ukraine #supermarkets #buckwheat #bread

⚠️ The EU has introduced strict steel quotas that hit both Ukraine and Europe. As of July 1, 2026, limits have been cut by 47%, and tariffs have risen to 50%. The Brussels Times notes that this undermines Ukraine's defense and disrupts European supply chains, while the import of Russian steel is still permitted until 2028. European steel security and Ukraine's survival should not be competing goals.

📉 **Critical Poverty Level in Ukraine** The World Bank has recorded an increase in poverty to 41.6% by the end of 2025. 🔹 **Dynamics:** From 22% in 2021 to 41.6% now. 🔹 **Causes:** Food prices rose by 70–90% and utilities by 50–70%. 🔹 **Inequality:** The Gini coefficient rose to 0.50. 🔹 **Families:** 30% of households with children under 6 are in poverty. The "Listening to Ukraine" report shows the real picture of life, distinct from official statistics.

🚆 From August 17, the Kyiv–Chisinau train will change its route! Now the transfer to Chisinau Airport will be faster and more convenient. According to PM Koretskyi, this is the result of agreements between the governments of Ukraine and Moldova. The train, launched in December 2022, will now have a direct line to the airport. #Ukrzaliznytsia #KyivChisinau #Transport

📢 «Ukrposhta» has cancelled the RNUKPN requirement for payments up to 5000 UAH. Following a scandal and refutation by the NBU, the post office has simplified the rules: the code is no longer needed for paying utilities and mobile services. 👉 This applies to payments up to 5,000 hryvnias. Verification has also been simplified for multiple transactions. #Ukrposhta #NBU #Ukraine #Finance #News

🚆 **Historic Deal: Moldova Gives Ukraine a 50% Discount on Rail Transit!** Prime Minister Serhiy Korytskyi confirmed the agreement with Chisinau. The new tariff is in effect from August 10 until the end of 2026. 🔹 This is a response to the blockade of sea routes by Russia. 🔹 Part of the "Corridors of Solidarity" plan. 🔹 Grain and fertilizer exports will receive a powerful boost. #Ukraine #Economy #Logistics #Moldova #Export